4 Tips on how to save for your #FinancialGoals

Darryl Esguerra
PUBLISHED November 23, 2017 09:39 am
Pexels.com file photo

(Inside Manila) Recently, a bunch of Facebook posts of people being able to save a huge amount of money through their income or salaries went viral. The question is how did they do it? Here are some tips that may help you figure out how they managed to succeed in saving.

List your budget

The initial step in saving is having a list of all of your expenses. Write down and compare your expenses and income. Take note that if you are biting more than you can chew, or simply spending more than what you are earning, it is about time you change your way of living. Truth hurts, right? Live within your pay check.

Eyes on the prize

Aside from your expenses and income, another thing you should list or set in mind is your #FinancialGoals. This is a great way to motivate yourself throughout your saving journey.

Evaluate our expenses

After listing down all your expenses, you then assess them which can be stopped or minimized. Make sure you’re spending on stuff that matter. “Needs” always come first before your “Wants”. Think also of expenditures you can minimize like your smartphone or data plan, gadgets spending etc.

Self-control is the key

After cutting off unnecessary expenses, what’s left is your spending habit. Self-control is key. Without the proper discipline, you will not be able to achieve your #FinancialGoal. Also keep in mind that saving may help you in the future, specially in time of emergencies.



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